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Erstinformation nach § 15 VersVermV
Kundeninformation zur Erfüllung der gesetzlichen Informationspflichten als gebundener Versicherungsvermittler, Finanzanlagenvermittler und Immobiliarverbraucherdarlehensvermittler.
1. Name, Anschrift und Kontaktdaten
MIK GmbH & Co. KG
Geschäftsführer Michael Küsters
handelnd unter der Geschäftsbezeichnung PKV Spezialberatung
Diplom - Kaufmann
Michael Küsters
In Beeckerheide 7
41844 Wegberg
Telefon: 02434-993260
E-Mail: info@pkv-spezialberatung.de
2. Berufshaftpflichtversicherung
VHV Allgemeine Versicherung AG
VHV-Platz 1
30177 Hannover
Der räumliche Geltungsbereich umfasst Deutschland.
3. Tätigkeitsarten
Ich bin tätig als:
Gebundener Versicherungsvermittler mit einer Erlaubnis nach § 34d Abs. 7 Gewerbeordnung (GewO)
Ich bin dem Auftrag meiner Kunden verpflichtet und vertrete deren Interessen gegenüber den Versicherern.
4. Gemeinsame Registerstelle für § 34d GewO
Die Eintragungen können über das öffentliche Vermittlerregister eingesehen werden:
Tätigkeit — Vermittlerregisternummer
Versicherungsvermittlung (§ 34d GewO) — D-CGQ7-LGJ79-30
Registerstelle:
Industrie- und Handelskammer Aachen
Theaterstraße 6 - 10, 52062 Aachen
Web: www.vermittlerregister.info
5. Erlaubnis- und Aufsichtsbehörde
Für alle drei Erlaubnisse zuständig:
Industrie- und Handelskammer Aachen
Theaterstraße 6 - 10, 52062 Aachen
Offenlegung von Beteiligungen
Nach § 15 Abs. 1 Nr. 3 VersVermV erklären wir:
Ich halte keine unmittelbare oder mittelbare Beteiligung von mehr als 10 % der Stimmrechte oder des Kapitals an einem Versicherungsunternehmen.
Ein Versicherungsunternehmen oder dessen Mutterunternehmen hält keine unmittelbare oder mittelbare Beteiligung von mehr als 10 % der Stimmrechte oder des Kapitals an mir.
Schlichtungsstellen für außergerichtliche Streitbeilegung
Für Beschwerden und Streitigkeiten stehen folgende Schlichtungsstellen kostenfrei zur Verfügung:
Versicherungen
Private Kranken-/Pflegeversicherung:
Sonstige Finanzdienstleistungen:
8. Vergütung als gebundener Versicherungsvertreter
Vergütung bei der Vermittlung von Finanz- und Versicherungsprodukten: Für die Vermittlung von Finanz- und Versicherungsprodukten erhalte ich in der Regel eine Vergütung in Form einer Provision von den jeweiligen Produktpartnern. Diese ist bereits in den jeweiligen Beiträgen enthalten und wird nicht gesondert von Ihnen gezahlt.
9. Mitgliedschaften
Mitglied in der IHK Aachen
10. Beschwerden
Beschwerden können Sie jederzeit kostenfrei richten an:
Michael Küsters
In Beeckerheide 7
41844, Wegberg
info@pkv-spezialberatung.de
Wir bestätigen Ihnen den Eingang der Beschwerde unverzüglich und teilen Ihnen die voraussichtliche Bearbeitungszeit mit. Sollte unsere Antwort nicht zu Ihrer Zufriedenheit ausfallen, steht Ihnen der Weg zu den unter Punkt 6 genannten Schlichtungsstellen offen.
11. Anwendbare Rechtsvorschriften
Auf unsere Tätigkeit sind insbesondere folgende Vorschriften anwendbar:
§ 34d Gewerbeordnung (GewO) – Versicherungsvermittlung
§§ 59 – 68 Versicherungsvertragsgesetz (VVG)
Verordnung über die Versicherungsvermittlung und -beratung (VersVermV)
Verordnung über die Finanzanlagenvermittlung (FinVermV)
Verordnung über die Immobiliardarlehensvermittlung (ImmVermV)
Die jeweils aktuellen Fassungen können auf www.gesetze-im-internet.de eingesehen werden.