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PKV wechseln als Angestellter: So ordnen Sie Ihre Situation ein.
Sie haben die JAEG-Grenze überschritten oder wechseln den Job. Der Check zeigt, welche Fragen vor einem Wechsel geklärt werden müssen.
8 bis 12 Fragen, kostenlos, Einordnung direkt danach
Was Sie jetzt wissen müssen
Die JAEG-Grenze 2026
Die Jahresarbeitsentgeltgrenze liegt 2026 bei 77.400 Euro brutto. Nur wer diese Grenze überschreitet, kann in die PKV wechseln.
Das Wechselfenster
Das Wechselfenster ist zeitlich begrenzt: Bei einem Jobwechsel können Sie sofort wechseln, bei einer Gehaltserhöhung gelten besondere Regeln.
Beitragshöhe verstehen
PKV-Beiträge hängen nicht nur vom Alter ab, sondern auch vom gewählten Tarif und dessen Beitragshistorie.
Langfristig sinnvoll?
Familienkonstellation, Gesundheitsprofil und Langfristperspektive entscheiden mit, ob der Wechsel dauerhaft sinnvoll ist.
Kostenlos. Ohne Termin. Ergebnis sofort.